Debt Calculator

Debt Center USA is committed to helping you to regain control of your life. Our Debt calculator is an estimation of how our Debt Settlement program can work for you. Your monthly payments, cost, and time to become debt free are compared to other debt reduction options you might be considering.

How much does your unsecured debt add up to?

(unsecured debt includes:
Credit cards, Personal loans, Medical bills, Store cards, Repossessions, and Collections debts ).
        Click on your debt total here:

|   $20,000   |   $25,000   |   $30,000   |   $40,000   |   $50,000    |  

|   $60,000   |   $70,000   |   $80,000   |   $90,000   |   $100,000  |

...and you will be taken to your debt-free comparison chart below.

 
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1-
310-909-8811
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Debt Center USA

$20,000
In Debt

 

 

 

Debt Settlement

 

 

 

Debt Consolidation

 

 

 

Credit Counseling

 

 

 

Doing Nothing

 

 

 

Months to pay off Debt

 

 

 

36

 

 

 

60

 

 

 

60

 

 

 

487

 

 

 

Interest Rate

 

 

 

0%

 

 

 

11%

 

 

 

9%

 

 

 

18%

 

 

 

Extra Interest Paid

 

 

 

$0.00

 

 

 

$6,091.00

 

 

 

$7,910.20

 

 

 

$38,809.15

 

 

 

Total Cost

 

 

 

$11,939.60

 

 

 

$26,091.00

 

 

 

$27,910.20

 

 

 

$58,809.15

 

 

 

Monthly Payment

 

 

 

$331.66

 

 

 

$434.85

 

 

 

$465.17

 

 

 

$Varies

 

 

 

*Extra Paid*
with other programs!

 

 

 

$0.00

 

 

 

$15,091.00

 

 

 

$16,910.20

 

 

 

$47,809.15

 

 

 

The savings figures projected from this Debt Calculator are estimations only. Actual savings may vary depending on a number of factors including interest and the ability to pay more.

 

 

 

         
As you can see here, if you owe $20,000 in unsecured debt, with debt settlement you might be able to get debt free in just 36 months or less for roughly $330 per month...
If you owe $30,000 in unsecured debt, with debt settlement you might be able to get debt free in just 36 months or less for roughly $480 per month...
If you owe $40,000 in unsecured debt, with debt settlement you might be able to get debt free in just 36 months or less for roughly $635 per month...
If you owe $50,000 in unsecured debt, with debt settlement you might be able to get debt free in just 36 months or less for roughly $790 per month...
As you can see here, if you owe $60,000 in unsecured debt, with debt settlement you might be able to get debt free in just 36 months or less for roughly $940 per month...
If you owe $70,000 in unsecured debt, with debt settlement you might be able to get debt free in just 36 months or less for roughly $1,095 per month...
If you owe $80,000 in unsecured debt, with debt settlement you might be able to get debt free in just 36 months or less for roughly $1,250 per month...
If you owe $90,000 in unsecured debt, with debt settlement you might be able to get debt free in just 36 months or less for roughly $1,400 per month...
As you can see here, if you owe $100,000 in unsecured debt, with debt settlement you might be able to get debt free in just 36 months or less for roughly $1,550 per month...
If you owe $25,000 in unsecured debt, with debt settlement you might be able to get debt free in just 36 months or less for roughly $400 per month...

$25,000
in Debt

 

 

 

Debt Settlement

 

 

 

Debt Consolidation

 

 

 

Credit Counseling

 

 

 

Doing Nothing

 

 

 

Months to pay off Debt

 

 

 

36

 

 

 

60

 

 

 

60

 

 

 

517

 

 

 

Interest Rate

 

 

 

0%

 

 

 

11%

 

 

 

9%

 

 

 

18%

 

 

 

Extra Interest Paid

 

 

 

$0.00

 

 

 

$7,613.60

 

 

 

$9,887.60

 

 

 

$48,809.28

 

 

 

Total Cost

 

 

 

$14,689.60

 

 

 

$32,613.60

 

 

 

$34,887.60

 

 

 

$73,809.28

 

 

 

Monthly Payment

 

 

 

408.04

 

 

 

$543.56

 

 

 

$581.46

 

 

 

$Varies

 

 

 

*Extra Paid*
with other programs!

 

 

 

$0.00

 

 

 

$18,863.60

 

 

 

$21,137.60

 

 

 

$60,059.28

 

 

 

The savings figures projected from this Debt Calculator are estimations only. Actual savings may vary depending on a number of factors including interest and the ability to pay more.

 

 

 

         

$30,000
In Debt

 

 

 

Debt Settlement

 

 

 

Debt Consolidation

 

 

 

Credit Counseling

 

 

 

Doing Nothing

 

 

 

Months to pay off Debt

 

 

 

36

 

 

 

60

 

 

 

60

 

 

 

541

 

 

 

Interest Rate

 

 

 

0%

 

 

 

11%

 

 

 

9%

 

 

 

18%

 

 

 

Extra Interest Paid

 

 

 

$0.00

 

 

 

$9,136.20

 

 

 

$11,865.00

 

 

 

$58,809.15

 

 

 

Total Cost

 

 

 

$17,439.60

 

 

 

$39,136.20

 

 

 

$41,865.00

 

 

 

$88,809.15

 

 

 

Monthly Payment

 

 

 

$484.43

 

 

 

$652.27

 

 

 

$697.75

 

 

 

$Varies

 

 

 

*Extra Paid*
with other programs!

 

 

 

$0.00

 

 

 

$22,636.20

 

 

 

$25,365.00

 

 

 

$72,309.15

 

 

 

The savings figures projected from this Debt Calculator are estimations only. Actual savings may vary depending on a number of factors including interest and the ability to pay more.

 

 

 

         

$40,000
In Debt

 

 

 

Debt Settlement

 

 

 

Debt Consolidation

 

 

 

Credit Counseling

 

 

 

Doing Nothing

 

 

 

Months to pay off Debt

 

 

 

36

 

 

 

60

 

 

 

60

 

 

 

579

 

 

 

Interest Rate

 

 

 

0%

 

 

 

11%

 

 

 

9%

 

 

 

18%

 

 

 

Extra Interest Paid

 

 

 

$-

 

 

 

$12,182.00

 

 

 

$15,819.80

 

 

 

$78,809.11

 

 

 

Total Cost

 

 

 

$22,939.60

 

 

 

$52,182.00

 

 

 

$55,819.00

 

 

 

$118,809.11

 

 

 

Monthly Payment

 

 

 

$637.21

 

 

 

$869.70

 

 

 

$930.33

 

 

 

$Varies

 

 

 

*Extra Paid*
with other programs!

 

 

 

$0.00

 

 

 

$30,182.00

 

 

 

$33,819.80

 

 

 

$96,809.11

 

 

 

The savings figures projected from this Debt Calculator are estimations only. Actual savings may vary depending on a number of factors including interest and the ability to pay more.

 

 

 

         

$50,000.00


 

 

In Debt

 

 

 

Debt Settlement

 

 

 

Debt Consolidation

 

 

 

Credit Counseling

 

 

 

Doing Nothing

 

 

 

Months to pay off Debt

 

 

 

36

 

 

 

60

 

 

 

60

 

 

 

609

 

 

 

Interest Rate

 

 

 

0%

 

 

 

11%

 

 

 

9%

 

 

 

18%

 

 

 

Extra Interest Paid

 

 

 

$0.00

 

 

 

$15,227.20

 

 

 

$19,775.20

 

 

 

$98,809.24

 

 

 

Total Cost

 

 

 

$28,439.60

 

 

 

$65,227.20

 

 

 

$69,775.20

 

 

 

$148,809.24

 

 

 

Monthly Payment

 

 

 

$789.99

 

 

 

$1,087.12

 

 

 

$1,162.92

 

 

 

$Varies

 

 

 

*Extra Paid*
with other programs!

 

 

 

$0.00

 

 

 

$37,727.20

 

 

 

$42,275.20

 

 

 

$121,309.24

 

 

 

The savings figures projected from this Debt Calculator are estimations only. Actual savings may vary depending on a number of factors including interest and the ability to pay more.

 

 

 

         

$60,000
In Debt

 

 

 

Debt Settlement

 

 

 

Debt Consolidation

 

 

 

Credit Counseling

 

 

 

Doing Nothing

 

 

 

Months to pay off Debt

 

 

 

36

 

 

 

60

 

 

 

60

 

 

 

633

 

 

 

Interest Rate

 

 

 

0%

 

 

 

11%

 

 

 

9%

 

 

 

18%

 

 

 

Extra Interest Paid

 

 

 

$0.00

 

 

 

$18,273.00

 

 

 

$23,730.00

 

 

 

$118,809.31

 

 

 

Total Cost

 

 

 

$33,939.60

 

 

 

$78,273.00

 

 

 

$83,730.00

 

 

 

$178,809.31

 

 

 

Monthly Payment

 

 

 

$942.77

 

 

 

$1,304.55

 

 

 

$1,395.50

 

 

 

$Varies

 

 

 

*Extra Paid*
with other programs!

 

 

 

$0.00

 

 

 

$45,273.00

 

 

 

$50,730.00

 

 

 

$145,809.31

 

 

 

The savings figures projected from this Debt Calculator are estimations only. Actual savings may vary depending on a number of factors including interest and the ability to pay more.

 

 

 

         

$70,000
In Debt

 

 

 

Debt Settlement

 

 

 

Debt Consolidation

 

 

 

Credit Counseling

 

 

 

Doing Nothing

 

 

 

Months to pay off Debt

 

 

 

36

 

 

 

60

 

 

 

60

 

 

 

654

 

 

 

Interest Rate

 

 

 

0%

 

 

 

11%

 

 

 

9%

 

 

 

18%

 

 

 

Extra Interest Paid

 

 

 

$-

 

 

 

$21,318.20

 

 

 

$27,684.80

 

 

 

$138,809.04

 

 

 

Total Cost

 

 

 

$39.439.60

 

 

 

$91,318.20

 

 

 

$97,684.80

 

 

 

$208,809.04

 

 

 

Monthly Payment

 

 

 

$1,095.54

 

 

 

$1,521.97

 

 

 

$1,628.08

 

 

 

$Varies

 

 

 

*Extra Paid*
with other programs!

 

 

 

$0.00

 

 

 

$52,818.20

 

 

 

$59,184.80

 

 

 

$170,309.04

 

 

 

The savings figures projected from this Debt Calculator are estimations only. Actual savings may vary depending on a number of factors including interest and the ability to pay more.

 

 

 

         

$80,000
In Debt

 

 

 

Debt Settlement

 

 

 

Debt Consolidation

 

 

 

Credit Counseling

 

 

 

Doing Nothing

 

 

 

Months to pay off Debt

 

 

 

36

 

 

 

60

 

 

 

60

 

 

 

672

 

 

 

Interest Rate

 

 

 

0%

 

 

 

11%

 

 

 

9%

 

 

 

18%

 

 

 

Extra Interest Paid

 

 

 

$0.00

 

 

 

$24,363.40

 

 

 

$31,640.20

 

 

 

$158,809.07

 

 

 

Total Cost

 

 

 

$44,939.60

 

 

 

$104,363.40

 

 

 

$111,640.20

 

 

 

$238,809.07

 

 

 

Monthly Payment

 

 

 

$1,248.32

 

 

 

$1,739.39

 

 

 

$1,860.67

 

 

 

$Varies

 

 

 

*Extra Paid*
with other programs!

 

 

 

$0.00

 

 

 

$60,363.40

 

 

 

$67,640.20

 

 

 

$194,809.07

 

 

 

The savings figures projected from this Debt Calculator are estimations only. Actual savings may vary depending on a number of factors including interest and the ability to pay more.

 

 

 

         

$90,000
In Debt

 

 

 

Debt Settlement

 

 

 

Debt Consolidation

 

 

 

Credit Counseling

 

 

 

Doing Nothing

 

 

 

Months to pay off Debt

 

 

 

36

 

 

 

60

 

 

 

60

 

 

 

687

 

 

 

Interest Rate

 

 

 

0%

 

 

 

11%

 

 

 

9%

 

 

 

18%

 

 

 

Extra Interest Paid

 

 

 

$0.00

 

 

 

$27,409.20

 

 

 

$35,595.00

 

 

 

$178,809.31

 

 

 

Total Cost

 

 

 

$49,500.00

 

 

 

$117,409.20

 

 

 

$125,595.00

 

 

 

$268,809.31

 

 

 

Monthly Payment

 

 

 

$1,401.10

 

 

 

$1,956.82

 

 

 

$2,093.25

 

 

 

$Varies

 

 

 

*Extra Paid*
with other programs!

 

 

 

$0.00

 

 

 

$67,909.20

 

 

 

$76,095.00

 

 

 

$219,309.31

 

 

 

This Debt Calculator is for estimation purposes only. Actual may vary depending on interest, ability to pay more. This is not a guarantee for future settlement percentages.

 

 

 

         

$100,000
In Debt

 

 

 

Debt Settlement

 

 

 

Debt Consolidation

 

 

 

Credit Counseling

 

 

 

Doing Nothing

 

 

 

Months to pay off Debt

 

 

 

36

 

 

 

60

 

 

 

60

 

 

 

701

 

 

 

Interest Rate

 

 

 

0%

 

 

 

11%

 

 

 

9%

 

 

 

18%

 

 

 

Extra Interest Paid

 

 

 

$0.00

 

 

 

$30,454.40

 

 

 

$39,550.40

 

 

 

$198,809.20

 

 

 

Total Cost

 

 

 

$55,939.60

 

 

 

$130,454.40

 

 

 

$139,550.40

 

 

 

$298,809.20

 

 

 

Monthly Payment

 

 

 

$1,553.88

 

 

 

$2,174.24

 

 

 

$2,325.84

 

 

 

$Varies

 

 

 

*Extra Paid*
with other programs!

 

 

 

$0.00

 

 

 

$75,454.40

 

 

 

$84,550.40

 

 

 

$243,809.20

 

 

 

The savings figures projected from this Debt Calculator are estimations only. Actual savings may vary depending on a number of factors including interest and the ability to pay more.

 

 

         
 
 
 
 
 
 
 
 
 
 

Are your Unsecured Debts a problem?  If so, then these are your 5 Debt Reduction options:

1.    DO NOTHING and just try paying the minimums to each    creditor monthly.

2.    Consolidation Loan

3.    Credit Counseling

4.   Debt Settlement!
  
* Preferred option!
   
* One low monthly payment
   
* Debt free in 2-3 years or less

5.    Bankruptcy

Learn about:   Debt Settlement | Bankruptcy | Consolidation Loans | Credit Counseling | Credit Card "Treadmill"